Summa Theologica Part III (Secunda Secundae) Part 178

Reply Obj. 1: It is natural to man to desire external things as means to an end: wherefore this desire is devoid of sin, in so far as it is held in check by the rule taken from the nature of the end. But covetousness exceeds this rule, and therefore is a sin.

Reply Obj. 2: Covetousness may signify immoderation about external things in two ways. First, so as to regard immediately the acquisition and keeping of such things, when, to wit, a man acquires or keeps them more than is due. In this way it is a sin directly against one's neighbor, since one man cannot over-abound in external riches, without another man lacking them, for temporal goods cannot be possessed by many at the same time. Secondly, it may signify immoderation in the internal affection which a man has for riches when, for instance, a man loves them, desires them, or delights in them, immoderately. In this way by covetousness a man sins against himself, because it causes disorder in his affections, though not in his body as do the sins of the flesh.

As a consequence, however, it is a sin against G.o.d, just as all mortal sins, inasmuch as man contemns things eternal for the sake of temporal things.

Reply Obj. 3: Natural inclinations should be regulated according to reason, which is the governing power in human nature. Hence though old people seek more greedily the aid of external things, just as everyone that is in need seeks to have his need supplied, they are not excused from sin if they exceed this due measure of reason with regard to riches.

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SECOND ARTICLE [II-II, Q. 118, Art. 2]

Whether Covetousness Is a Special Sin?

Objection 1: It seems that covetousness is not a special sin. For Augustine says (De Lib. Arb. iii): "Covetousness, which in Greek is called _philargyria_, applies not only to silver or money, but also to anything that is desired immoderately." Now in every sin there is immoderate desire of something, because sin consists in turning away from the immutable good, and adhering to mutable goods, as stated above (I-II, Q. 71, A. 6, Obj. 3). Therefore covetousness is a general sin.

Obj. 2: Further, according to Isidore (Etym. x), "the covetous (_avarus_) man" is so called because he is "greedy for bra.s.s (_avidus aeris_)," i.e. money: wherefore in Greek covetousness is called _philargyria_, i.e. "love of silver." Now silver, which stands for money, signifies all external goods the value of which can be measured by money, as stated above (Q. 117, A. 2, ad 2). Therefore covetousness is a desire for any external thing: and consequently seems to be a general sin.

Obj. 3: Further, a gloss on Rom. 7:7, "For I had not known concupiscence," says: "The law is good, since by forbidding concupiscence, it forbids all evil." Now the law seems to forbid especially the concupiscence of covetousness: hence it is written (Ex. 20:17): "Thou shalt not covet thy neighbor's goods." Therefore the concupiscence of covetousness is all evil, and so covetousness is a general sin.

_On the contrary,_ Covetousness is numbered together with other special sins (Rom. 1:29), where it is written: "Being filled with all iniquity, malice, fornication, covetousness" [Douay: 'avarice'], etc.

_I answer that,_ Sins take their species from their objects, as stated above (I-II, Q. 72, A. 1). Now the object of a sin is the good towards which an inordinate appet.i.te tends. Hence where there is a special aspect of good inordinately desired, there is a special kind of sin. Now the useful good differs in aspect from the delightful good. And riches, as such, come under the head of useful good, since they are desired under the aspect of being useful to man.

Consequently covetousness is a special sin, forasmuch as it is an immoderate love of having possessions, which are comprised under the name of money, whence covetousness (_avaritia_) is denominated.

Since, however, the verb "to have," which seems to have been originally employed in connection with possessions whereof we are absolute masters, is applied to many other things (thus a man is said to have health, a wife, clothes, and so forth, as stated in _De Praedicamentis_), consequently the term "covetousness" has been amplified to denote all immoderate desire for having anything whatever. Thus Gregory says in a homily (xvi in Ev.) that "covetousness is a desire not only for money, but also for knowledge and high places, when prominence is immoderately sought after." In this way covetousness is not a special sin: and in this sense Augustine speaks of covetousness in the pa.s.sage quoted in the First Objection. Wherefore this suffices for the Reply to the First Objection.

Reply Obj. 2: All those external things that are subject to the uses of human life are comprised under the term "money," inasmuch as they have the aspect of useful good. But there are certain external goods that can be obtained by money, such as pleasures, honors, and so forth, which are desirable under another aspect. Wherefore the desire for such things is not properly called covetousness, in so far as it is a special vice.

Reply Obj. 3: This gloss speaks of the inordinate concupiscence for anything whatever. For it is easy to understand that if it is forbidden to covet another's possessions it is also forbidden to covet those things that can be obtained by means of those possessions.

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THIRD ARTICLE [II-II, Q. 118, Art. 3]

Whether Covetousness Is Opposed to Liberality?

Objection 1: It seems that covetousness is not opposed to liberality.

For Chrysostom, commenting on Matt. 5:6, "Blessed are they that hunger and thirst after justice," says, (Hom. xv in Matth.) that there are two kinds of justice, one general, and the other special, to which covetousness is opposed: and the Philosopher says the same (Ethic. v, 2). Therefore covetousness is not opposed to liberality.

Obj. 2: Further, the sin of covetousness consists in a man's exceeding the measure in the things he possesses. But this measure is appointed by justice. Therefore covetousness is directly opposed to justice and not to liberality.

Obj. 3: Further, liberality is a virtue that observes the mean between two contrary vices, as the Philosopher states (Ethic. i, 7; iv, 1). But covetousness has no contrary and opposite sin, according to the Philosopher (Ethic. v, 1, 2). Therefore covetousness is not opposed to liberality.

_On the contrary,_ It is written (Eccles. 5:9): "A covetous man shall not be satisfied with money, and he that loveth riches shall have no fruits from them." Now not to be satisfied with money and to love it inordinately are opposed to liberality, which observes the mean in the desire of riches. Therefore covetousness is opposed to liberality.

_I answer that,_ Covetousness denotes immoderation with regard to riches in two ways. First, immediately in respect of the acquisition and keeping of riches. In this way a man obtains money beyond his due, by stealing or retaining another's property. This is opposed to justice, and in this sense covetousness is mentioned (Ezech. 22:27): "Her princes in the midst of her are like wolves ravening the prey to shed blood ... and to run after gains through covetousness."

Secondly, it denotes immoderation in the interior affections for riches; for instance, when a man loves or desires riches too much, or takes too much pleasure in them, even if he be unwilling to steal. In this way covetousness is opposed to liberality, which moderates these affections, as stated above (Q. 117, A. 2, ad 3; A. 3, ad 3; A. 6).

In this sense covetousness is spoken of (2 Cor. 9:5): "That they would ... prepare this blessing before promised, to be ready, so as a blessing, not as covetousness," where a gloss observes: "Lest they should regret what they had given, and give but little."

Reply Obj. 1: Chrysostom and the Philosopher are speaking of covetousness in the first sense: covetousness in the second sense is called illiberality [*_aneleutheria_] by the Philosopher.

Reply Obj. 2: It belongs properly to justice to appoint the measure in the acquisition and keeping of riches from the point of view of legal due, so that a man should neither take nor retain another's property. But liberality appoints the measure of reason, princ.i.p.ally in the interior affections, and consequently in the exterior taking and keeping of money, and in the spending of the same, in so far as these proceed from the interior affection, looking at the matter from the point of view not of the legal but of the moral debt, which latter depends on the rule of reason.

Reply Obj. 3: Covetousness as opposed to justice has no opposite vice: since it consists in having more than one ought according to justice, the contrary of which is to have less than one ought, and this is not a sin but a punishment. But covetousness as opposed to liberality has the vice of prodigality opposed to it.

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FOURTH ARTICLE [II-II, Q. 118, Art. 4]

Whether Covetousness Is Always a Mortal Sin?

Objection 1: It seems that covetousness is always a mortal sin. For no one is worthy of death save for a mortal sin. But men are worthy of death on account of covetousness. For the Apostle after saying (Rom. 1:29): "Being filled with all iniquity ... fornication, covetousness [Douay: 'avarice']," etc. adds (Rom. 1:32): "They who do such things are worthy of death." Therefore covetousness is a mortal sin.

Obj. 2: Further, the least degree of covetousness is to hold to one's own inordinately. But this seemingly is a mortal sin: for Basil says (Serm. super. Luc. xii, 18): "It is the hungry man's bread that thou keepest back, the naked man's cloak that thou h.o.a.rdest, the needy man's money that thou possessest, hence thou despoilest as many as thou mightest succor."

Now it is a mortal sin to do an injustice to another, since it is contrary to the love of our neighbor. Much more therefore is all covetousness a mortal sin.

Obj. 3: Further, no one is struck with spiritual blindness save through a mortal sin, for this deprives a man of the light of grace.

But, according to Chrysostom [*Hom. xv in the Opus Imperfectum, falsely ascribed to St. Chrysostom], "l.u.s.t for money brings darkness on the soul." Therefore covetousness, which is l.u.s.t for money, is a mortal sin.

_On the contrary,_ A gloss on 1 Cor. 3:12, "If any man build upon this foundation," says (cf. St. Augustine, De Fide et Oper. xvi) that "he builds wood, hay, stubble, who thinks in the things of the world, how he may please the world," which pertains to the sin of covetousness. Now he that builds wood, hay, stubble, sins not mortally but venially, for it is said of him that "he shall be saved, yet so as by fire." Therefore covetousness is some times a venial sin.

_I answer that,_ As stated above (A. 3) covetousness is twofold. In one way it is opposed to justice, and thus it is a mortal sin in respect of its genus. For in this sense covetousness consists in the unjust taking or retaining of another's property, and this belongs to theft or robbery, which are mortal sins, as stated above (Q. 66, AA.

6, 8). Yet venial sin may occur in this kind of covetousness by reason of imperfection of the act, as stated above (Q. 66, A. 6, ad 3), when we were treating of theft.

In another way covetousness may be taken as opposed to liberality: in which sense it denotes inordinate love of riches. Accordingly if the love of riches becomes so great as to be preferred to charity, in such wise that a man, through love of riches, fear not to act counter to the love of G.o.d and his neighbor, covetousness will then be a mortal sin. If, on the other hand, the inordinate nature of his love stops short of this, so that although he love riches too much, yet he does not prefer the love of them to the love of G.o.d, and is unwilling for the sake of riches to do anything in opposition to G.o.d or his neighbor, then covetousness is a venial sin.

Reply Obj. 1: Covetousness is numbered together with mortal sins, by reason of the aspect under which it is a mortal sin.

Reply Obj. 2: Basil is speaking of a case wherein a man is bound by a legal debt to give of his goods to the poor, either through fear of their want or on account of his having too much.

Reply Obj. 3: l.u.s.t for riches, properly speaking, brings darkness on the soul, when it puts out the light of charity, by preferring the love of riches to the love of G.o.d.

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FIFTH ARTICLE [II-II, Q. 118, Art. 5]

Whether Covetousness Is the Greatest of Sins?

Objection 1: It seems that covetousness is the greatest of sins. For it is written (Ecclus. 10:9): "Nothing is more wicked than a covetous man," and the text continues: "There is not a more wicked thing than to love money: for such a one setteth even his own soul to sale."

Tully also says (De Offic. i, under the heading, 'True magnanimity is based chiefly on two things'): "Nothing is so narrow or little minded as to love money." But this pertains to covetousness. Therefore covetousness is the most grievous of sins.

Obj. 2: Further, the more a sin is opposed to charity, the more grievous it is. Now covetousness is most opposed to charity: for Augustine says (QQ. 83, qu. 36) that "greed is the bane of charity."

Therefore covetousness is the greatest of sins.

Obj. 3: Further, the gravity of a sin is indicated by its being incurable: wherefore the sin against the Holy Ghost is said to be most grievous, because it is irremissible. But covetousness is an incurable sin: hence the Philosopher says (Ethic. iv, 1) that "old age and helplessness of any kind make men illiberal." Therefore covetousness is the most grievous of sins.

Obj. 4: Further, the Apostle says (Eph. 5:5) that covetousness is "a serving of idols." Now idolatry is reckoned among the most grievous sins. Therefore covetousness is also.

_On the contrary,_ Adultery is a more grievous sin than theft, according to Prov. 6:30. But theft pertains to covetousness.

Therefore covetousness is not the most grievous of sins.

_I answer that,_ Every sin, from the very fact that it is an evil, consists in the corruption or privation of some good: while, in so far as it is voluntary, it consists in the desire of some good.